If your savings and/or financial aid do not cover the full cost of college, these options might be helpful.

College PaymentPplans

Many schools offer a 10 or 12-month payment plan. This allows you to use current income to pay your out-of-pocket college expenses.

Home Equity Line of Credit Loan

A line of credit allows you to use the equity in your home to pay college costs. You would use a portion of the approved loan amount when needed for tuition payments. Consult their tax advisor about deducting the interest on your taxes.

Alternative Loans

Talk to the college financial aid office about alternative loans which don’t require the FAFSA. These loans typically have a higher interest rate than student loans so exhaust all federal financial aid before pursuing these loans.

The Military

All branches of the military offer education assistance ranging from the G.I. Bill, to tuition reimbursement, to student loan repayment. Talk to a recruiter for details.

Community College Gap Assistance Program

If you take non-credit courses at a Nebraska community college that could lead to jobs in high-need fields, you might qualify for financial aid if you meet income limitations. For details, visit ccpe.nebraska.gov/gap.