If your savings and/or financial aid does not fully cover your college expenses, check out theses other options.

College Payment Plans

Many schools offer a monthly payment plan. This allows you to use current income to pay your out-of-pocket college expenses. Ask your college about finance charges.

Home Equity Line of Credit Loan

A line of credit allows your parents to use their home equity to pay college costs. They would use a portion of the approved loan amount when they need the money, which fits well with tuition payments. They should consult their tax advisor about deducting the interest.

Alternative Loans

Talk to the college financial aid office about alternative loans which don’t require the FAFSA. These loans typically have a higher interest rate than student loans so exhaust all federal financial aid before pursuing these loans.

The Military

All branches of the military offer education assistance ranging from the G.I. Bill, to tuition reimbursement, to student loan repayment. Talk to a recruiter for details.


AmeriCorps engages people in community service in exchange for a stipend and an educational award to pay college expenses or repay qualified student loans. For more information, visit serve.nebraska.gov or nationalservice.gov/programs/americorps.

Nebraska Agencies

Certain Nebraska agencies provide education assistance for those who qualify. They include:

  • Vocational Rehabilitation
  • Nebraska Workforce Development
  • ResCare Workforce Service
  • Central Plains Center for Services